1123 Saratoga Drive

Charlotte, NC
$ 205,000 Beds 2 Baths 1 Sq 814
Monthly Estimate* How much can I afford?

Property qualifies for up to 15K DPA, and a lender 1% rate buy down for 1 year! In addition, the seller is willing to offer a $3,500 credit at closing for the appliance package of the buyer's choice. The home has passed several inspections. Was previously under contract but fell out due to the buyer's TPS status change. Was at no fault of the seller or the property.Welcome to this charming, light-filled cottage nestled on a spacious corner lot in one of Charlotte’s rapidly growing areas. All with NO HOA. From the moment you walk in, you’ll notice the warm natural light, inviting layout, and tasteful updates that create a space that feels both comfortable and move-in ready. This home offers the perfect blend of character and functionality with bright, airy rooms, modern touches, and a flowing floor plan ideal for everyday living. Whether you're a first-time buyer, downsizing, or searching for a strong investment opportunity, this property offers flexibility and value. Conveniently located just minutes from Uptown Charlotte, Charlotte Douglas International Airport, dining, shopping, and major interstates and bus stops! You’ll enjoy easy access to everything the city has to offer while still enjoying the feel of an established neighborhood with mature trees and timeless charm. With its curb appeal, location, and potential, this Charlotte gem is the kind of home buyers don’t want to miss.

Single Family

  • Price
  • $ 205,000
  • City
  • Charlotte
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 0
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.22 Acres
  • Zip
  • 28208
  • Sqr Footage
  • 814
  • Year Built
  • 1950
  • Style
  • MLS#
  • 4315319
Listed By: J W Realty; jayla@jwrealty1.com
Data Source: Canopy MLS

Features

General

Living Area 814
Sewer Public Sewer
Heating Central,Forced Air
Cooling Central Air
Appliances None
Construction Materials Vinyl
Year Built 1950
Levels One
Property Subtype Single Family Residence
Parcel Number 063-054-04
County Mecklenburg
New Construction No
Property Type Residential
HOA No
Subdivision Name Park Roswell
Garage Y/N No
Full Baths 1
Directions GPS
High School Unspecified
City Charlotte
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 163800
Listing Terms Cash,Conventional,FHA

Interior Features

Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 814
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 2
Total Baths 1
SqFt Main 814
Bedroom 2

Exterior Features

Parking Features Driveway
Water Source City
Lot Size Area 0.22
Foundation Details Slab
Road Surface Type Concrete
Road Responsibility Other - See Remarks
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

10/24/2025 Listed $225,000
1/11/2026 5% - $215,000
7/7/2026 3% - $210,000
8/19/2026 3% - $205,000

Property vs Zip Code Average in 28208

Price
AVG $450K
$210K
Year Built
AVG 1977
1950
Visits
AVG 230
1008
Data Provided by Inside Real Estate®

1123 Saratoga Drive Charlotte, NC is a Single Family Home for sale at $205000 with 814 sqft and a lot size of 0.22 Acres Acre(s). 1123 Saratoga Drive Charlotte has 2 bedrooms, 1 baths and was built in 1950. The property's zip code is 28208 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.