2940 Shady Reach Lane

Charlotte, NC
$ 635,000 Beds 5 Baths 3 Sq 3,032
Monthly Estimate* How much can I afford?

Welcome to highly sought-after Mt. Isle Harbor! Nestled on a rare flat, nearly half-acre cul-de-sac lot, this beautifully updated 5-bedroom, 3-bath home offers the perfect blend of space, functionality, and lifestyle in one of Charlotte's premier lake-access communities. Thoughtfully refreshed throughout, the home features fresh interior paint, brand-new carpet, and stunning Carrera quartz countertops in the kitchen and all bathrooms, creating a bright, modern feel from the moment you step inside. Additional updates include recently replaced HVAC systems, a covered front porch addition, 220V garage hookup, updated lighting and plumbing fixtures, and smart home capabilities. The impressive two-story foyer welcomes guests and opens to a flexible front living room and formal dining room, ideal for entertaining, working from home, or everyday living. The eat-in kitchen serves as the heart of the home with abundant cabinetry, generous prep space, beautiful quartz countertops, and a newer LG refrigerator featuring craft ice. The adjoining breakfast area flows seamlessly into the spacious family room, complete with abundant natural light and a cozy gas log fireplace. A main-level bedroom and full bath provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, the spacious primary suite offers a relaxing retreat with a garden soaking tub, separate shower, dual vanities, and a large walk-in closet. Generously sized secondary bedrooms feature walk-in closets and share a well-appointed hall bath. The expansive bonus room over the garage provides exceptional flexibility and can easily function as a fifth bedroom plus a playroom, media room, home gym, or second living space. A conveniently located upstairs laundry room includes newer GE front-load washer and dryer. Step outside and enjoy one of the neighborhood's most desirable features—a large, usable flat backyard with endless possibilities for recreation, gardening, entertaining, or future outdoor enhancements. An impressive 12' x 24' detached storage building offers abundant space for a workshop, hobbies, lawn equipment, recreational gear, or additional storage. Mt. Isle Harbor offers exceptional lake lifestyle with community boat docks, boat ramp, boat storage, lake access, basketball, tennis and pickleball courts, soccer field, playground, clubhouse, community pool, lakefront picnic and grilling areas, plus neighborhood social events throughout the year. Conveniently located just minutes from I-485, Riverbend Village shopping and dining, Uptown Charlotte, and Charlotte Douglas International Airport. Move-in ready and packed with updates, this exceptional home offers the perfect combination of modern comfort, outdoor space, and lake-community living.

Single Family

  • Price
  • $ 635,000
  • City
  • Charlotte
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 0
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.5 Acres
  • Zip
  • 28214
  • Sqr Footage
  • 3,032
  • Year Built
  • 2001
  • Style
  • Traditional
  • MLS#
  • 4391013
Listed By: Coldwell Banker Realty; cindyeferguson@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 3032
Sewer Public Sewer
Heating Central,Heat Pump,Natural Gas
Cooling Attic Fan,Ceiling Fan(s)
Utilities Natural Gas
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
Development Status Completed
HOA Fee 576
Garage Spaces 2
Patio/Porch Features Deck
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Brick Full,Vinyl
Year Built 2001
Levels Two
Property Subtype Single Family Residence
Parcel Number 031-236-27
Waterfront Features Boat Ramp
Community Features Boat Storage,Clubhouse,Game Court,Lake Access,Outdoor Pool,Pickleball,Picnic Area,Playground,Sidewalks,Street Lights,Tennis Court(s),Walking Trails
Assoc Fee Paid Per Semi-Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Mt Isle Harbor
Garage Y/N Yes
Other Structures Shed(s)
Full Baths 3
High School Hopewell
City Charlotte
Body of Water Mountain Island Lake
Association Name Hawthorne Mgt
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Mountain Island Lake Academy
Middle/Junior High School Mountain Island Lake Academy
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 461200
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Entrance Foyer,Garden Tub,Kitchen Island,Pantry,Walk-In Closet(s)
Flooring Carpet,Laminate,Hardwood
Fireplace Features Gas Log
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 3032
Laundry Features Laundry Room
Total Bedrooms 5
Total Baths 3
SqFt Main 1376
SqFt Upper 1656
Bedroom 1

Exterior Features

Fencing Back Yard
Parking Features Driveway,Attached Garage
Water Source City
Lot Size Area 0.5
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mountain Island Lake Academy Elementary School
Middle School Mountain Island Lake Academy Middle School
High School Hopewell High School

Price History

6/12/2026 Listed $679,000
6/13/2026 1% - $675,000
7/1/2026 2% - $665,000
7/28/2026 3% - $649,000
8/17/2026 3% - $635,000

Property vs Zip Code Average in 28214

Price
AVG $430K
$640K
Year Built
AVG 2002
2001
Visits
AVG 223
429
Data Provided by Inside Real Estate®

2940 Shady Reach Lane Charlotte, NC is a Single Family Home for sale at $635000 with 3032 sqft and a lot size of 0.5 Acres Acre(s). 2940 Shady Reach Lane Charlotte has 5 bedrooms, 3 baths and was built in 2001. The property's zip code is 28214 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.