3686 Lake Bluff Drive

Sherrills Ford, NC
$ 460,000 Beds 5 Baths 3.5 Sq 2,497
Monthly Estimate* How much can I afford?

Back on the market, NO FAULT TO SELLERS! Where else can you find a 5-bedroom, 3.5-bath home with lake access, community amenities, and nearly an acre of privacy at this price point? This spacious home sits on a .89-acre lot and offers a highly desirable primary suite on the main level, a comfortable blend of refinished hardwood floors, and a kitchen with a dining area ideal for everyday living. The family room provides a welcoming space to gather, while the outdoor area is a true highlight — a private lot with a paver patio perfect for relaxing, grilling, and enjoying the peaceful Sherrills Ford setting. You get the serenity of a quiet community while still being minutes from new shopping, dining, and conveniences. Enjoy Lake Norman access, a community dock, and a community boat slip available for lease, giving you the lake lifestyle without the lakefront price tag. Major updates add tremendous value and peace of mind: 50-year metal shingle roof (2022) with transferrable warranty HVAC systems replaced — upper level (2019), main level (2021)-parts still under warranty Water heater replaced (2019) Well pump replaced (2024) parts still under warranty Septic clean-out completed (2025) A rare opportunity to own a spacious home with significant updates, lake access, and a large private lot — all for $460K. Homes with this combination of space, upgrades, and amenities simply don’t come along often.

Single Family

  • Price
  • $ 460,000
  • City
  • Sherrills Ford
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • CATAWBA
  • Half Bathrooms
  • 1
  • Area
  • Catawba County
  • Lot Size
  • 0.89 Acres
  • Zip
  • 28673
  • Sqr Footage
  • 2,497
  • Year Built
  • 2000
  • Style
  • MLS#
  • 4419580
Listed By: Lake Norman Realty, Inc.; 704-966-9508
Data Source: Canopy MLS

Features

General

Living Area 2497
Sewer Septic Installed
Heating Electric,Heat Pump
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available
Roof Metal
Appliances Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Washer
HOA Fee 325
Patio/Porch Features Patio
Construction Materials Vinyl
Year Built 2000
Levels Two
Property Subtype Single Family Residence
Parcel Number 4607014729850000
Waterfront Features Boat Ramp – Community,Boat Slip – Community,Boat Slip (Lease/License),Paddlesport Launch Site - Community,Pier - Community
Assoc Fee Paid Per Annually
County Catawba
New Construction No
Property Type Residential
HOA Yes
Subdivision Name The Retreat
Garage Y/N No
Other Structures Shed(s)
Full Baths 3
High School Bandys
City Sherrills Ford
Body of Water Lake Norman
Association Name The Retreat
Senior Community Y/N No
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N No
Elementary School Sherrills Ford
Middle/Junior High School Mills Creek
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 444300

Interior Features

Interior Amenities Attic Other,Entrance Foyer,Kitchen Island,Storage
Flooring Tile,Wood
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 2497
Half Baths 1
Laundry Features Main Level
Total Bedrooms 5
Total Baths 4
SqFt Main 1294
SqFt Upper 1203
Bedroom 1

Exterior Features

Fencing Back Yard,Fenced
Parking Features Circular Driveway,Driveway,Parking Space(s)
Lot Features Corner Lot,Level,Private,Wooded
Water Source Well
Lot Size Area 0.89
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Other Parking Parking 4+
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sherrills Ford Elementary School
Middle School Mills Creek Middle School
High School Bandys High School

Price History

8/29/2026 Listed $460,000

Property vs Zip Code Average in 28673

Price
AVG $680K
$460K
Year Built
AVG 2015
2000
Visits
AVG 286
29
Data Provided by Inside Real Estate®

3686 Lake Bluff Drive Sherrills Ford, NC is a Single Family Home for sale at $460000 with 2497 sqft and a lot size of 0.89 Acres Acre(s). 3686 Lake Bluff Drive Sherrills Ford has 5 bedrooms, 3 baths and was built in 2000. The property's zip code is 28673 which is in Sherrills Ford, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.