610 Ridgeway Drive

Belmont, NC
$ 625,000 Beds 4 Baths 2.5 Sq 2,292
Monthly Estimate* How much can I afford?

Welcome to your private oasis just minutes from downtown Belmont and Cramerton! This beautifully updated full-brick home combines modern improvements, incredible outdoor living, and a peaceful setting surrounded by nature. Extensive renovations include new windows, plumbing, drywall and insulation, updated electrical, flooring, light fixtures, new kitchen cabinets and granite countertops, renovated bathrooms, fresh interior and exterior paint, a new water heater, a recently inspected roof with replaced plumbing vent boots, and a fireplace in the living room. The backyard is made for entertaining and relaxing, featuring a swimming pool with a new liner and lighting, a wood-burning sauna, screened deck, improved landscaping, and seasonal river views. Step right from your backyard onto the RiverLink Greenway and enjoy a scenic approximately 5-minute walk to downtown Cramerton, with easy access to Goat Island, restaurants, coffee shops, parks, and recreation. Expanded parking provides plenty of room for multiple vehicles, an RV or boat, plus a 220V outlet for EV charging. NO HOA! Downtown Belmont is approximately 1.5 miles away, Charlotte Douglas International Airport is about 14 minutes away, and Uptown Charlotte is approximately 25 minutes away. Spend summer days by the pool, cooler evenings in the sauna, watch Fourth of July fireworks from your backyard, and enjoy deer, birds, mature trees, and peaceful surroundings—all while staying close to shopping, dining, schools, healthcare, and everything Belmont and Cramerton have to offer. Don’t miss your chance to own this one-of-a-kind home—schedule your private showing today!

Single Family

  • Price
  • $ 625,000
  • City
  • Belmont
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • GASTON
  • Half Bathrooms
  • 1
  • Area
  • Gaston County
  • Lot Size
  • 0.4 Acres
  • Zip
  • 28012
  • Sqr Footage
  • 2,292
  • Year Built
  • 1978
  • Style
  • Traditional
  • MLS#
  • 4423628
Listed By: Keller Williams Ballantyne Area; helenharp@kw.com
Data Source: Canopy MLS

Features

General

Living Area 2292
Sewer Public Sewer
Heating Heat Pump
Cooling Ceiling Fan(s),Heat Pump
Roof Composition
Appliances Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker
Patio/Porch Features Deck,Screened
Architectural Style Traditional
Pool Features In Ground
Construction Materials Brick Full
Year Built 1978
Levels Split Entry (Bi-Level)
Property Subtype Single Family Residence
Parcel Number 195188
Community Features Playground,Recreation Area
County Gaston
New Construction No
Property Type Residential
HOA No
Subdivision Name Lakewood
Garage Y/N No
Full Baths 2
High School Stuart W Cramer
City Belmont
Senior Community Y/N No
Open Parking Spaces 8
Lot Size Units Acres
Carport Y/N No
Elementary School Belmont Central
Middle/Junior High School Belmont
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 409030
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Basement Finished
Flooring Laminate,Tile
Fireplace Features Den,Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1146
Half Baths 1
Laundry Features Laundry Room,Lower Level
Total Bedrooms 4
Below Grade Finished Area 1146
Total Baths 3
SqFt Main 1146
Bedroom 2

Exterior Features

Parking Features Parking Space(s)
Water Source City
Lot Size Area 0.4
Foundation Details Basement
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Belmont Central Elementary School
Middle School Belmont Middle School
High School Stuart W Cramer High School

Price History

9/16/2026 Listed $625,000

Property vs Zip Code Average in 28012

Price
AVG $650K
$630K
Year Built
AVG 2001
1978
Visits
AVG 197
20
Data Provided by Inside Real Estate®

610 Ridgeway Drive Belmont, NC is a Single Family Home for sale at $625000 with 2292 sqft and a lot size of 0.4 Acres Acre(s). 610 Ridgeway Drive Belmont has 4 bedrooms, 2 baths and was built in 1978. The property's zip code is 28012 which is in Belmont, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.